{"id":1585,"date":"2014-03-02T01:00:31","date_gmt":"2014-03-01T12:00:31","guid":{"rendered":"https:\/\/wisdom8.co.nz\/home\/"},"modified":"2026-04-30T09:58:49","modified_gmt":"2026-04-29T21:58:49","slug":"home","status":"publish","type":"page","link":"https:\/\/wisdom8.co.nz\/en\/","title":{"rendered":"Home"},"content":{"rendered":"

[et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”3.22″][et_pb_fullwidth_slider admin_label=”Homepage banners – Fullwidth Slider” module_id=”home-slider” _builder_version=”4.9.10″ background_image=”https:\/\/wisdom8.co.nz\/wp-content\/uploads\/2024\/12\/Wisdom8_App_banner-2025-1.jpg” parallax=”on” min_height=”750px” min_height_tablet=”” min_height_phone=”” min_height_last_edited=”on|desktop” custom_padding=”|||” custom_padding_tablet=”|||” custom_padding_phone=”|||” auto=”on” auto_speed=”15000″ box_shadow_style=”preset6″ box_shadow_blur=”10px” box_shadow_color=”rgba(0,0,0,0.1)” show_inner_shadow=”on” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][et_pb_slide heading=”Understand your personal risk” button_text=”Read more” button_link=”https:\/\/wisdom8.co.nz\/en\/client-risk-management\/” use_bg_overlay=”on” bg_overlay_color=”rgba(234,0,105,0.13)” _builder_version=”4.9.10″ header_font=”|600|||||||” body_font_size=”22px” background_color=”rgba(0,0,0,0.29)” background_enable_color=”on” use_background_color_gradient=”on” background_image=”https:\/\/wisdom8.co.nz\/wp-content\/uploads\/2020\/05\/318243194-w.jpg” background_enable_image=”on” parallax=”on” parallax_method=”off” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off” sticky_transition=”on”]You need experts in all fields to deal with various matters.[\/et_pb_slide][et_pb_slide heading=”Life is precious… Is your life insurnce really enough to protect your family? ” button_text=”Read more” button_link=”https:\/\/wisdom8.co.nz\/en\/personal-insurance\/” use_bg_overlay=”on” bg_overlay_color=”rgba(153,74,13,0.25)” _builder_version=”4.9.10″ header_level=”h3″ header_font=”|600|||||||” header_line_height=”1.4em” body_font_size=”22px” background_color=”#878787″ background_image=”https:\/\/wisdom8.co.nz\/wp-content\/uploads\/2020\/05\/75622790-w.jpg” background_enable_image=”on” parallax=”on” parallax_method=”off” header_font_size_tablet=”22px” header_font_size_phone=”22px” header_font_size_last_edited=”on|tablet” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off” sticky_transition=”on”]Serious injury or death will always have a profound effect on loved ones, but there is something that you can do to ensure that grief is given the tine it needs to heal, without the concerns of on-going financial hardship.[\/et_pb_slide][et_pb_slide heading=”Level Life Cover
– to cover long term or permanent needs” button_text=”Read more” button_link=”https:\/\/wisdom8.co.nz\/en\/personal-insurance\/life-cover\/” use_bg_overlay=”on” bg_overlay_color=”rgba(1,142,158,0.4)” _builder_version=”4.9.10″ header_font=”|600|||||||” body_font_size=”22px” body_line_height=”1.7em” background_color=”#878787″ background_image=”https:\/\/wisdom8.co.nz\/wp-content\/uploads\/2020\/05\/70642325-w.jpg” background_enable_image=”on” parallax=”on” parallax_method=”off” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off” sticky_transition=”on”]Does your life insurance cover your whole life?[\/et_pb_slide][\/et_pb_fullwidth_slider][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.9.7″ _module_preset=”default”][et_pb_row column_structure=”2_3,1_3″ _builder_version=”4.9.7″ _module_preset=”default”][et_pb_column type=”2_3″ _builder_version=”4.9.7″ _module_preset=”default”][et_pb_text admin_label=”What is Risk Management” _builder_version=”4.9.10″ _module_preset=”default” header_font=”|700|||||||”]<\/p>\n

What is Risk Management <\/h1>\n

Risk Management can be considered as the identification, assessment and prioritisation of risks followed by co-ordinated and economical application of resources to minimise, monitor and control the probability and\/or impact of unfortunate events. <\/p>\n

Good risk planning and management will often involve other parties and stakeholders in the business. Professionals such as solicitors, accountants, insurance advisers, bankers etc., may be involved to ensure all these aspects are considered. [\/et_pb_text][et_pb_button button_url=”https:\/\/wisdom8.co.nz\/en\/client-risk-management\/” button_text=”Refer to the Client Risk Management Chart” admin_label=”Button Refer to the Client Risk Management Chart” _builder_version=”4.9.10″ _module_preset=”default”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.9.7″ _module_preset=”default”][et_pb_image src=”https:\/\/wisdom8.co.nz\/wp-content\/uploads\/2021\/08\/umbrella.png” title_text=”umbrella” _builder_version=”4.9.10″ _module_preset=”default” max_height=”200px” animation_style=”slide”][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.9.10″ _module_preset=”default” background_color=”#f7f7f7″][et_pb_row column_structure=”3_5,2_5″ _builder_version=”4.9.10″ _module_preset=”default” background_enable_color=”off”][et_pb_column type=”3_5″ _builder_version=”4.9.7″ _module_preset=”default”][et_pb_text admin_label=”Six steps” _builder_version=”4.9.10″ _module_preset=”default” header_font=”|700|||||||”]<\/p>\n

Six steps for Personal Insurance Advice<\/h1>\n

Establishing the client’s needs is a key part of the Six-step Advice Process<\/strong>.
\nThe correct solution cannot be recommended if the adviser does not correctly establish what the client needs and wants are. [\/et_pb_text][et_pb_divider show_divider=”off” _builder_version=”4.9.10″ _module_preset=”default”][\/et_pb_divider][et_pb_button button_url=”https:\/\/wisdom8.co.nz\/en\/contact-us\/” button_text=”Speak to our Financial Adviser” _builder_version=”4.9.10″ _module_preset=”default”][\/et_pb_button][\/et_pb_column][et_pb_column type=”2_5″ _builder_version=”4.9.7″ _module_preset=”default”][et_pb_image src=”https:\/\/wisdom8.co.nz\/wp-content\/uploads\/2021\/08\/Img-6-steps-english.png” title_text=”Img-6-steps-english” _builder_version=”4.9.10″ _module_preset=”default” max_height=”330px” custom_margin=”0px||||false|false”][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.9.10″ _module_preset=”default” background_color=”RGBA(0,0,0,0)”][et_pb_row column_structure=”3_5,2_5″ _builder_version=”4.9.10″ _module_preset=”default” background_enable_color=”off”][et_pb_column type=”3_5″ _builder_version=”4.9.7″ _module_preset=”default”][et_pb_video src=”https:\/\/wisdom8.co.nz\/wp-content\/uploads\/2024\/11\/Wisdom8-Maggie-30s-ad-voice-website.mp4″ _builder_version=”4.9.10″ _module_preset=”default”][\/et_pb_video][\/et_pb_column][et_pb_column type=”2_5″ _builder_version=”4.9.7″ _module_preset=”default”][et_pb_text admin_label=”Maggie text” _builder_version=”4.9.10″ _module_preset=”default” header_font=”|700|||||||”]<\/p>\n

Maggie Chen<\/h1>\n

Maggie Chen has been in the insurance industry for more than 25 years, obtaining MDRT and International Dragon Award IDA lifetime membership. Breaking through obstacles and barriers has enabled Maggie to found and build Wisdom8 as a company and as a brand.<\/p>\n

[\/et_pb_text][et_pb_button button_url=”https:\/\/wisdom8.co.nz\/en\/about-us\/financial-adviser-maggie-chen\/” button_text=”Read more” _builder_version=”4.9.10″ _module_preset=”default”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.9.10″ _module_preset=”default” background_color=”#f7f7f7″][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.9.10″ _module_preset=”default”][et_pb_column type=”1_2″ _builder_version=”4.9.10″ _module_preset=”default”][et_pb_text admin_label=”NEW REGIME” _builder_version=”4.9.10″ _module_preset=”default” header_font=”|700|||||||”]<\/p>\n

New Financial Advice Regime<\/h1>\n

From the start of the new financial advice regime on Monday 15 March 2021, the Government is removing the current adviser classifications: Authorised Financial Adviser, Registered Financial Adviser and QFE Adviser.
\nIf Advisers want to continue providing financial advice to their clients, they may need to update the registration details on the Financial Service Providers Register (FSPR). <\/p>\n

Wisdom8 (Wisdom Management Ltd FSP36983) holds a full Class 2 Licence issued by the Financial Markets Authority on 1 April 2022.<\/strong>[\/et_pb_text][et_pb_button button_url=”https:\/\/wisdom8.co.nz\/en\/about-us\/” button_text=”About Us” _builder_version=”4.9.10″ _module_preset=”default”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.9.10″ _module_preset=”default”][et_pb_text admin_label=”Disclosure Statements” _builder_version=”4.9.10″ _module_preset=”default” header_font=”|700|||||||” hover_enabled=”0″ sticky_enabled=”0″]<\/p>\n

Disclosure<\/h1>\n

Build trust and creditity between you and your advisers.<\/p>\n

Disclosure Statement (s) <\/strong>
\n\u2192 Wisdom8 Disclosure Statement<\/a>
\n\u2192 About Us<\/a>
\n\u2192 Privacy Statement & Third Party Info<\/a><\/p>\n

Adviser’s Disclosure Statement:<\/strong>
\n\u2192 Maggie Chen<\/a>
\n\u2192 Eva Tsai<\/a>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ inner_shadow=”on” fullwidth=”on” admin_label=”0800 Section” _builder_version=”4.4.6″ background_color=”#ffffff” background_image=”https:\/\/wisdom8.co.nz\/wp-content\/uploads\/2020\/05\/103221335-w.jpg” parallax=”on” parallax_method=”off” saved_tabs=”all”][et_pb_fullwidth_header title=”0800 wisdom” text_orientation=”center” content_max_width=”none” admin_label=”0800 Wisdom” _builder_version=”4.9.10″ title_font=”|700|||||||” background_color=”rgba(255, 255, 255, 0)” global_module=”3282″ button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][\/et_pb_fullwidth_header][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

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