[et_pb_section fb_built=”1″ _builder_version=”4.9.10″ background_color=”RGBA(0,0,0,0)” background_image=”https:\/\/wisdom8.co.nz\/wp-content\/uploads\/2020\/05\/313611694-w2.jpg” parallax=”on” parallax_method=”off”][et_pb_row _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”4_4″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text admin_label=”Personal Insurance” _builder_version=”4.9.10″ header_font=”|700|||||||” header_4_font=”|700|||||||” background_size=”initial” background_position=”top_left” background_repeat=”repeat” module_alignment=”center”]<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.9.10″ _module_preset=”default” background_color=”rgba(255,255,255,0.8)” custom_padding=”50px|50px|15px|50px|false|false”][et_pb_column type=”4_4″ _builder_version=”4.9.10″ _module_preset=”default”][et_pb_text admin_label=”HOW INSURANCE WORKS” _builder_version=”4.9.10″ header_font=”|700|||||||” header_2_font=”|700|||||||” header_4_font=”|700|||||||” background_size=”initial” background_position=”top_left” background_repeat=”repeat” text_orientation=”center” module_alignment=”center”]<\/p>\n
The products available from insurance companies are designed to cover all of these eventualities, and generally fall into 5 main categories:[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_5,1_5,1_5,1_5,1_5″ _builder_version=”4.9.10″ _module_preset=”default” background_color=”rgba(255,255,255,0.8)” custom_padding=”15px|50px|50px|50px|false|false”][et_pb_column type=”1_5″ _builder_version=”4.9.10″ _module_preset=”default”][et_pb_blurb title=”Medical Insurance” image=”https:\/\/wisdom8.co.nz\/wp-content\/uploads\/2021\/08\/icon-medical.png” image_max_width=”80%” admin_label=”Medical” _builder_version=”4.9.10″ _module_preset=”default” header_level=”h2″ header_font=”|700|||||||” text_orientation=”center” hover_enabled=”0″ sticky_enabled=”0″]This covers the costs of private medical consultations and treatment. This is so that you can get the best care without having to wait on the state system.[\/et_pb_blurb][et_pb_button button_url=”https:\/\/wisdom8.co.nz\/en\/personal-insurance\/medical-insurance\/” button_text=”Read more” button_alignment=”center” admin_label=”Button-medical” _builder_version=”4.9.10″ _module_preset=”default” custom_button=”on” button_text_size=”16px” button_text_color=”#4a85c5″ button_bg_color=”RGBA(0,0,0,0)” button_border_color=”#4a85c5″][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.9.10″ _module_preset=”default”][et_pb_blurb title=”Income or Mortgage Protection” image=”https:\/\/wisdom8.co.nz\/wp-content\/uploads\/2021\/08\/icon-income.png” image_max_width=”80%” admin_label=”Income” _builder_version=”4.9.10″ _module_preset=”default” header_level=”h2″ header_font=”|700|||||||” text_orientation=”center” hover_enabled=”0″ sticky_enabled=”0″]Provides a replacement income whilst you\u2019re off work due to disability.[\/et_pb_blurb][et_pb_button button_url=”https:\/\/wisdom8.co.nz\/en\/personal-insurance\/income-or-mortgage-protection\/” button_text=”Read more” button_alignment=”center” admin_label=”Button-Income” _builder_version=”4.9.10″ _module_preset=”default” custom_button=”on” button_text_size=”16px” button_text_color=”#4a85c5″ button_bg_color=”RGBA(0,0,0,0)” button_border_color=”#4a85c5″][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.9.10″ _module_preset=”default”][et_pb_blurb title=”Trauma or Critical Illness Cover” image=”https:\/\/wisdom8.co.nz\/wp-content\/uploads\/2021\/08\/icon-trauma.png” image_max_width=”80%” admin_label=”Trauma” _builder_version=”4.9.10″ _module_preset=”default” header_level=”h2″ header_font=”|700|||||||” text_orientation=”center” hover_enabled=”0″ sticky_enabled=”0″]Provides a lump sum if you\u2019re diagnosed with a major illness such as cancer, heart problems or a stroke.[\/et_pb_blurb][et_pb_button button_url=”https:\/\/wisdom8.co.nz\/en\/personal-insurance\/trauma-or-critical-illness-cover\/” button_text=”Read more” button_alignment=”center” admin_label=”Button-Trauma” _builder_version=”4.9.10″ _module_preset=”default” custom_button=”on” button_text_size=”16px” button_text_color=”#4a85c5″ button_bg_color=”RGBA(0,0,0,0)” button_border_color=”#4a85c5″][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.9.10″ _module_preset=”default”][et_pb_blurb title=”Total & Permanent Disability Cover” image=”https:\/\/wisdom8.co.nz\/wp-content\/uploads\/2021\/08\/icon-tpd.png” image_max_width=”80%” admin_label=”TPD” _builder_version=”4.9.10″ _module_preset=”default” header_level=”h2″ header_font=”|700|||||||” text_orientation=”center” hover_enabled=”0″ sticky_enabled=”0″]Provides a lump sum if your illness develops to the extent that you\u2019ll never work again.[\/et_pb_blurb][et_pb_button button_url=”https:\/\/wisdom8.co.nz\/en\/personal-insurance\/total-and-permanent-disability-cover\/” button_text=”Read more” button_alignment=”center” admin_label=”Button-TPD” _builder_version=”4.9.10″ _module_preset=”default” custom_button=”on” button_text_size=”16px” button_text_color=”#4a85c5″ button_bg_color=”RGBA(0,0,0,0)” button_border_color=”#4a85c5″][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”4.9.10″ _module_preset=”default”][et_pb_blurb title=”Life Cover” image=”https:\/\/wisdom8.co.nz\/wp-content\/uploads\/2021\/08\/Icon-life-1.png” image_max_width=”80%” admin_label=”Life” _builder_version=”4.9.10″ _module_preset=”default” header_level=”h2″ header_font=”|700|||||||” text_orientation=”center” hover_enabled=”0″ sticky_enabled=”0″]Provides a lump sum to your family if you die prematurely or get diagnosed with a terminal illness.[\/et_pb_blurb][et_pb_button button_url=”https:\/\/wisdom8.co.nz\/en\/personal-insurance\/life-cover\/” button_text=”Read more” button_alignment=”center” admin_label=”Button-Life” _builder_version=”4.9.10″ _module_preset=”default” custom_button=”on” button_text_size=”16px” button_text_color=”#4a85c5″ button_bg_color=”RGBA(0,0,0,0)” button_border_color=”#4a85c5″][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.9.10″ background_enable_image=”off”][et_pb_fullwidth_header title=”Talk to our Financial Adviser for more details” text_orientation=”center” button_one_text=”Contact us” button_one_url=”https:\/\/wisdom8.co.nz\/en\/contact-us\/” background_overlay_color=”RGBA(0,0,0,0)” _builder_version=”4.9.10″ title_font=”|700|||||||” title_text_align=”center” subhead_font_size=”20px” background_color=”rgba(0,0,0,0)” background_image=”https:\/\/wisdom8.co.nz\/wp-content\/uploads\/2020\/05\/313611694-w2.jpg” parallax=”on” custom_button_one=”on” background_layout=”light”][\/et_pb_fullwidth_header][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"
Personal Insurance How Insurance Works The products available from insurance companies are designed to cover all of these eventualities, and generally fall into 5 main categories: Medical Insurance This covers the costs of private medical consultations and treatment. This is so that you can get the best care without having to wait on the state […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"
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