{"id":1707,"date":"2014-03-02T10:10:32","date_gmt":"2014-03-02T10:10:32","guid":{"rendered":"https:\/\/wisdom8.co.nz\/%e5%ae%a2%e6%88%b7%e4%b8%93%e5%8c%ba\/"},"modified":"2021-08-23T22:01:10","modified_gmt":"2021-08-23T10:01:10","slug":"client-area","status":"publish","type":"page","link":"https:\/\/wisdom8.co.nz\/en\/client-area\/","title":{"rendered":"Client Area"},"content":{"rendered":"

[et_pb_section fb_built=”1″ admin_label=”Client area Section” _builder_version=”4.4.6″ background_image=”https:\/\/wisdom8.co.nz\/wp-content\/uploads\/2020\/05\/300069440-w.jpg” parallax=”on” parallax_method=”off”][et_pb_row _builder_version=”4.4.6″][et_pb_column type=”4_4″ _builder_version=”4.4.6″][et_pb_text admin_label=”Header” _builder_version=”4.9.10″ hover_enabled=”0″ header_font=”|700|||||||” sticky_enabled=”0″]<\/p>\n

Client Area<\/h1>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_5,3_5,1_5″ admin_label=”Row” _builder_version=”3.25″ background_size=”initial” background_position=”top_left” background_repeat=”repeat”][et_pb_column type=”1_5″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_sidebar area=”et_pb_widget_area_9″ admin_label=”Client Area menu” _builder_version=”4.9.10″ _module_preset=”default” border_color_all=”RGBA(0,0,0,0)” global_module=”3283″ saved_tabs=”all”][\/et_pb_sidebar][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][et_pb_text admin_label=”Text” _builder_version=”4.9.10″ background_color=”rgba(255,255,255,0.6)” background_size=”initial” background_position=”top_left” background_repeat=”repeat” custom_padding=”30px|50px|30px|50px|true|true”]<\/p>\n

WHAT YOU NEED TO TELL US<\/strong><\/h3>\n

1. ALWAYS TELL THE TRUTH<\/strong><\/h4>\n

Insurance is based on the principle of utmost good faith. Put simply you have a positive duty to provide truthful, complete and correct information about yourself, including your health and medical history. Your duty of disclosure extends to the date the contract of insurance is issued. Your policy will be issued on the basis of the information you have provided.<\/p>\n

2. ANSWER QUESTIONS AS FULLY AS YOU CAN<\/strong><\/h4>\n

Applying for insurance involves responding to a number of questions. Your answers need to include as much detail relating to your current and past circumstances as possible. While this may take time, it is important to ensure that we have all the information and insurers need when they make the decision to insure you and on what terms.<\/p>\n

3. IF IN DOUBT, TELL US<\/strong><\/h4>\n

If you are uncertain of the relevance of any information, our advice is to include it on your form because, even if you aren\u2019t sure, it maybe important to us. If someone else is completing the form on your behalf, it is important that you check that the information is correct and nothing has been left out. By signing the declaration and consent, you give us your consent to get this information. You have the right to access and, if it is wrong, to ask us to correct it.<\/p>\n

4. HOW NON-DISCLOSURE AFFECTS CLAIMS<\/strong><\/h4>\n

When you make a claim Insurers may look further into your personal history. If we discover that you did not provide us material information that would have changed our decision to insure you or the terms of that insurance, we may amend the terms of your insurance policy-which might affect your claim.<\/p>\n

5. WELCOME TO ASK<\/strong><\/h4>\n

If there is anything you\u2019re not sure of, don\u2019t be afraid to ask us for help.
\nPlease contact us<\/a>.[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_5″ _builder_version=”3.25″ custom_padding=”|||” custom_padding__hover=”|||”][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ inner_shadow=”on” fullwidth=”on” admin_label=”0800 Section” _builder_version=”4.4.6″ background_color=”#ffffff” background_image=”https:\/\/wisdom8.co.nz\/wp-content\/uploads\/2020\/05\/103221335-w.jpg” parallax=”on” parallax_method=”off”][et_pb_fullwidth_header title=”0800 wisdom” text_orientation=”center” content_max_width=”none” admin_label=”0800 Wisdom” _builder_version=”4.9.10″ title_font=”|700|||||||” background_color=”rgba(255, 255, 255, 0)” global_module=”3282″ saved_tabs=”all” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][\/et_pb_fullwidth_header][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"

Client Area Duty of Disclosure Insurance Claim Contact Details Update Review Your Policy FAQ WHAT YOU NEED TO TELL US 1. ALWAYS TELL THE TRUTH Insurance is based on the principle of utmost good faith. 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