个人保障计划
生老病死的自然规则没人能够避免，无论疾病还是意外死亡都将给家庭带来没有办法弥补的损失，
尤其是当一个家庭的主要收入者忽然离去，会给家庭带来莫大痛苦和经济压力。
个人的五大主要风险，您拥有哪一个保障？
当意外或疾病发生，您或许会……
面临
医疗问题
Medical Insurance
This covers the costs of private medical consultations and treatment. This is so that you can get the best care without having to wait on the state system.
面临
收入中断
Income or Mortgage Protection
Provides a replacement income whilst you’re off work due to disability.
确诊
重大疾病
Trauma or Critical Illness Cover
Provides a lump sum if you’re diagnosed with a major illness such as cancer, heart problems or a stroke.
面临
终身残废
Total & Permanent Disability Cover
Provides a lump sum if your illness develops to the extent that you’ll never work again.
宣告
身故/生命末期
Life Cover
Provides a lump sum to your family if you die prematurely or get diagnosed with a terminal illness.