2021-2023 New Regime

An important feature of the new regime requires everyone providing retail financial advice to place the interests of the clients first.

Understand your personal risk

You need experts in all fields to deal with various matters.

Life is precious... Is your life insurnce really enough to protect your family?

Serious injury or death will always have a profound effect on loved ones, but there is something that you can do to ensure that grief is given the tine it needs to heal, without the concerns of on-going financial hardship.

Level Life Cover
- to cover long term or permanent needs

Does your life insurance cover your whole life?

What is Risk Management

Risk Management can be considered as the identification, assessment and prioritisation of risks followed by co-ordinated and economical application of resources to minimise, monitor and control the probability and/or impact of unfortunate events.

Good risk planning and management will often involve other parties and stakeholders in the business. Professionals such as solicitors, accountants, insurance advisers, bankers etc., may be involved to ensure all these aspects are considered.

Six steps for Personal Insurance Advice

Establishing the client’s needs is a key part of the Six-step Advice Process.
The correct solution cannot be recommended if the adviser does not correctly establish what the client needs and wants are.

New Financial Advice Regime

From the start of the new financial advice regime on Monday 15 March 2021, the Government is removing the current adviser classifications: Authorised Financial Adviser, Registered Financial Adviser and QFE Adviser.
If Advisers want to continue providing financial advice to their clients, they may need to update the registration details on the Financial Service Providers Register (FSPR).

Wisdom8 (Wisdom Management Ltd FSP36983) holds a full Class 2 Licence issued by the Financial Markets Authority on 1 April 2022.

Disclosure

Build trust and creditity between you and your advisers.

Disclosure Statement (s)
→ Wisdom8 Disclosure Statement
→ About Us and Privacy Statement

Adviser’s Disclosure Statement:
→ Maggie Chen
→ Evelyn Zheng

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